Credit report mistakes are more common than you think. According to a Consumer Reports investigation, 34% of Americans found at least one error on their credit report. If you find a discrepancy in your report, it is important to understand that it is very common and could be solved. Fixing errors on your credit report…
Almost everyone by now knows they’re eligible for a free credit report once every 12 months from the 3 major credit bureaus: Equifax, TransUnion, and Experian. What many people don’t realize, however, is when exactly they should check those reports. The quick answer is to check your report with enough time to fix any issues…
Before you apply for a loan, you should obtain a copy of your credit report. Your credit report shows how each of the three major credit bureaus rate your credit. Since each bureau has its own method of analyzing your financial history, it’s important to look at all three scores. Ultimately, these ratings may play…
According to a recent study by Finder.com, 114.4 million Americans have taken out a personal loan in the past year. While those numbers may seem substantial at the outset, they are actually not too surprising given the current unemployment landscape amid the coronavirus crisis. A countless numbers of people are finding themselves in need of…